“I am Scared of Loans” Financial Challenges of Beneficiaries of Cash Transfers in the Informal Economy in Soweto, South Africa
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Tartalom: https://unipub.lib.uni-corvinus.hu/9749/
Archívum: Corvinus Kutatások
Gyűjtemény: Status = Published
Subject = Finance
Type = Article
Cím:
“I am Scared of Loans” Financial Challenges of Beneficiaries of Cash Transfers in the Informal Economy in Soweto, South Africa
Létrehozó:
Nnaeme, Chibuikem Charles
Kiadó:
Corvinus University of Budapest, Institute of Sociology and Social Policy
Dátum:
2023-12-22
Téma:
Finance
Tartalmi leírás:
The COVID-19 pandemic highlighted that access to financial capital is a significant challenge for operators of informal income activities, exposing financial inequality. However, there is a need to understand why operators are not disposed to access loans even when offered. Drawing on qualitative research in Soweto, South Africa, beneficiaries of cash transfers who also engage in various income-generating activities were found to be sceptical of loans, even when the receipt of transfers in cash would allow them to borrow. This paper contributes to the debate about strengthening participation in the informal economy as a mechanism for dealing with poverty, unemployment, and inequality.
Nyelv:
magyar
angol
Típus:
Article
PeerReviewed
Formátum:
application/pdf
Azonosító:
Nnaeme, Chibuikem Charles (2023) “I am Scared of Loans” Financial Challenges of Beneficiaries of Cash Transfers in the Informal Economy in Soweto, South Africa. Corvinus Journal of Sociology and Social Policy, 14 (2). pp. 27-45. DOI https://doi.org/10.14267/CJSSP.2023.2.2
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