A short review of the electronic banking system
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Tartalom: https://journal.uni-mate.hu/index.php/rbs/article/view/2333
Archívum: Regional and Business Studies
Gyűjtemény: Articles
Open Access DRIVERset
Cím:
A short review of the electronic banking system
A short review of the electronic banking system
Létrehozó:
Khan, Yadgar Hama
Kiadó:
Dátum:
2018-02-05
Téma:
Tartalmi leírás:
The necessity of E-Banking services with the new generation’s lifestyle today is reached at differentlevels of technology innovations. This paper aims at directing and contributing to E-Banking byexploring and analyzing the current situation of commencement on E-Banking and its acceptanceconfidently. This paper presents an intensive summary review of a doctorate research by the authorabout E-Banking acceptance in the Kurdistan Region of Iraq in which 38 studies among 110published papers were selected on E-Banking between 2002-2016. The studies seek to drawreliable conclusions from their data to identify the influenced factors on the acceptance and adoptingof E-Banking system. To analyze the capacity and results of these studies, an analysis wasconducted on the most influenced factors, powerful acceptance theories employed in these studies, thesample unit, respondent size and the location of the investigation. The results showed that thefactors of security, perceived ease of use and trust had the higher frequencies among the others. Themost used model in these studies was TAM model with a great satisfaction results by theresearchers and bank institutions. The respondents of these studies were between 44 and 3000 andthe major sample unit is bank customers and the majority of studies were from Iran, which are 13studies. It was found that other theories (UTAUT and UTAUT 2) were less attractive toresearchers in their studies. Therefore, the most results are based on the outcomes of TAM models.However, there are limitations of the outcomes by this study for reviewing limited papers, someshortcomings in constructing the links between the E-Banking channels with the influenced factorsand there is supremacy of the higher frequency of using TAM on the results. Further works arerecommended to study security, perceived ease, and trust using (UTAUT and UTAUT 2) in thecountries with large population strata.
Nyelv:
angol
Típus:
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Formátum:
application/pdf
Azonosító:
10.33568/rbs.2333
Forrás:
Regional and Business Studies; Évf. 10 szám 1 (2018): Regional Business Studies; 13-37
2732-2726
2061-2311
Kapcsolat:
Létrehozó: