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The effects of weather risks on micro-regional agricultural insurance premiums in Hungary

  • Metaadatok
Tartalom: http://repo.aki.gov.hu/2163/
Archívum: AKI Repository
Gyűjtemény: Status = Published
Subject = Q - Agricultural and Natural Resource Economics – Environmental and Ecological Economics: Q00 - General
Subject = Q - Agricultural and Natural Resource Economics – Environmental and Ecological Economics
Type = Article
Cím:
The effects of weather risks on micro-regional agricultural insurance premiums in Hungary
Létrehozó:
Kemény, Gábor
Varga, Tibor
Fogarasi, József
Nemes, Anna
Kiadó:
Agrárgazdasági Kutató Intézet
Dátum:
2013
Téma:
Q - Agricultural and Natural Resource Economics – Environmental and Ecological Economics
Q00 - General
Tartalmi leírás:
This paper examines the effects of territorial differentiation of damage to wheat, maize, barley, sunflower and rapeseed production caused by drought and heavy rain. Our study evaluated the differences between LAU1 micro-regions in Hungary in the effects of the weather on agricultural production and found that there are extremely high differences in the probabilities of damage occurring. Therefore the design of agricultural insurance products should be based on different absolute deductibles and different insurance premiums for micro-regions. Furthermore, we found that within a micro-region individual producers face a very high diversity of risks which implies that in the long term only a bonus-malus system developed for individual agricultural producers can mitigate different risks, and that this can be the basis of a well performing risk management system that is suitable for a wide risk community.
Nyelv:
magyar
Típus:
Article
PeerReviewed
Formátum:
application/pdf
Azonosító:
Kemény, Gábor and Varga, Tibor and Fogarasi, József and Nemes, Anna (2013): The effects of weather risks on micro-regional agricultural insurance premiums in Hungary. Studies in Agricultural Economics, 115 (1). pp. 8-15. ISSN 2063 0476
Kapcsolat:
10.7896/j.1305